1 / 2
For saleHouse and lot

Bank-Owned House & Lot in Bacolod City

Bacolod, Negros Occidental

Listed on 18 June 2026

₱4,700,000

₱20,172 / sqm

$77,644 US Dollar

€67,158 Euro

Bedrooms

1

Bathrooms

1

Area

233 sqm

Parking

0

About this property

This is a bank-owned, foreclosed house and lot located in City Heights Subdivision, Bacolod City. The property is ready for viewing and comes with a clean title. It is offered on an 'as is, where is' basis, meaning it is sold in its current physical condition without warranties. Direct buyers only — no agents or intermediaries are involved in this transaction. The house has a floor area of 233 square meters and sits on a lot measuring 349 square meters. Exact room count and layout details are not provided in the listing, but the size suggests a spacious single-family home suitable for a growing household. The structure is built to standard residential specifications and is ready for transfer through a bank transaction. City Heights Subdivision is a well-established neighborhood in Brgy. Taculing. While specific building amenities aren’t listed, the subdivision likely offers basic infrastructure like paved roads and street lighting. Security and community features were not mentioned in the source text. Bacolod City is the capital of Negros Occidental and known for its accessibility, local schools, hospitals, and commercial centers. The subdivision’s location near Ruby and Sapphire Streets places it within reasonable reach of daily necessities and transport routes. All documentation is complete and ready for transfer. A 5% reservation fee secures the unit, followed by 15% down payment, with the balance payable via bank financing or full cash.

Location

Map will load when you scroll here…

P. Hernaez Street, Bacolod

Mortgage estimate

₱940,000

Monthly payment

₱30,290

Loan amount

₱3,760,000

Total interest

₱3,509,673

Indicative only — this is a generic loan-payment formula, not financial advice and not a loan offer. Actual rates and terms depend on the bank, your credit profile and other factors. BalayHub is not a bank, lender or licensed financial advisor.

See something off about this property?

Help us keep BalayHub trustworthy. Flag any incorrect or suspicious information — anonymously if you prefer — and our team will review it.