Apr 27, 2026 · by BalayHub Admin
First-time home buyer guide for the Philippines
Everything you need to know before signing your first deed of sale.
Start with the budget
Before you fall in love with a property, set a clear monthly housing budget that covers mortgage, association dues, taxes, and maintenance.
Pre-approval first
Get pre-approved by a bank or Pag-IBIG so you know exactly what you can afford.
Inspect twice, sign once
Bring a trusted contractor to inspect the unit before closing.